I'm Paying for What?! Mandated Health Insurance Benefits
by Barbara Marquand

Published May 17, 2012
Insure.com


The medical treatments and drugs that your health insurance company must pay for depend a lot on where you live.

Ten states require health insurance plans to cover antipsychotic drugs. Nine states say health plans must cover bone marrow transplants. Clinical trials for cancer patients are required benefits in 29 states.

Those are just a few examples of state health insurance mandates. As of Dec. 31, 2011, states had enacted 2,262 such laws, according to the "Health Insurance Mandates in the States 2011" report by the Council for Affordable Health Insurance (CAHI) in Washington, D.C.

These mandates apply to both health insurance for individuals and fully insured group plans, but not to self-insured group plans. Most large employers self-insure their plans, which means they pay their employees' medical claims even though the plan benefits may be administered by a health insurer. The federal government, not states, regulates self-insured plans.

Mandates require health insurance companies to cover certain types of health care providers, such as chiropractors or dieticians, or particular benefits, such as maternity care or hormone replacement therapy. In addition, some state health insurance mandates require health insurance companies to extend coverage to certain dependents, such as adopted children, grandchildren or domestic partners.

The mandates vary in scope. One state's mandate to cover chiropractors might require health plans to pay for a certain number of visits each year; a mandate in another state might require insurers to cover chiropractors along the same lines as they cover physicians, according to the council's report.

Insurance mandates multiply

The number of state health insurance mandates nationwide grew from only a few in the early 1960s to about 850 in 1992, when the CAHI began tracking them.

The trend accelerated in the late 1980s and through the 1990s with the evolution of managed care, says Richard Cauchi, program director for health at the National Conference of State Legislatures.

Managed care introduced more oversight and tighter controls on benefits to control costs. Consumer advocates and health care providers pushed for laws to force health insurance companies to provide certain types of coverage.

State health insurance mandates continue to increase, but the rate of growth has slowed, Cauchi says. A few types of mandates, though, are bucking the trend.

What do you have to buy?

Most common mandates


Mammography screening (50 states)

Maternity minimum stay (50 states)

Breast reconstruction (49 states)

Mental health parity (48 states)

Alcohol and substance abuse (46 states)

Least common mandates

Breast implant removal (1 state)

Cardiovascular disease screening (1 state)

Circumcision (1 state)

Gastric electrical stimulation (1 state)

Organ transplant donor coverage (1 state)

Source: The Council for Affordable Health Insurance


State laws requiring health insurance companies to cover treatment for autism have multiplied in the last few years. Twenty-nine states have enacted laws requiring health insurance companies to cover medically necessary treatment for autism, including applied behavior analysis, according to Autism Speaks, a national advocacy group for people with autism and their families. The intensive therapy is based on behavior conditioning techniques to help children with autism develop communication skills, social interaction and other skills.

Effective grassroots organizing, compelling statistics and personal stories have helped Autism Speaks get autism insurance mandates passed.

"We know with early and appropriate intervention, almost 50% of children are able to be mainstreamed in school by early elementary education," says Michael Wasmer, associate director of state government affairs for Autism Speaks. "Another 40% improve enough to need significantly less special education than they would have otherwise."

Wasmer was a veterinarian in Kansas when his daughter was diagnosed on the autism spectrum 10 years ago. As a 3-year-old, she did not speak and was unresponsive to social interaction. The family's health plan did not cover behavior therapy. The family paid $35,000 to $40,000 out of pocket annually for three years to cover it, he says. His daughter was fully mainstreamed in school in first grade and now, as a seventh-grader, earns straight As, participates in school activities and has a circle of friends.

"I saved my local school district the cost of special education," he says.

Wasmer is among parents who helped get a state health insurance mandate to cover autism treatment passed in Kansas.

The birth of a health insurance mandate

A variety of factors lead to mandates, says Victoria Craig Bunce, director of research and policy for the CAHI. Medical breakthroughs, increasing prevalence of certain conditions, media attention, lobbying by special interest groups and societal concerns all play a role.

For instance, a recent advance in cancer treatment allows chemotherapy to be administered as a liquid, tablet or capsule on an outpatient basis or at home, instead of at a clinic or hospital. The new development has led at least 15 states to pass cancer oral and infusion chemotherapy mandates, Bunce says.

The growing number of patients with diabetes has led to more diabetes-related mandates. Forty-six states have mandated coverage for diabetic supplies, and 41 states have passed mandates to cover help for patients to manage their conditions.

The council is not opposed to mandates in general, but says legislators should consider the consequences before voting on mandates.

The consequences

Generally mandates increase medical insurance premiums because they force insurers to cover costs that patients had paid out of pocket. Insurance companies then pass on those costs to consumers. Most mandates raise premiums by a tiny amount, usually less than 1%, Bunce says.

But even small increases add up, Bunce says. "It's that combination of benefits that adds to the cost of health insurance." Looking across the country:

Most states have at least 40 health insurance mandates.
Rhode Island and Virginia (each with 70) have the most mandates. Idaho (13) and Alabama (19) have the least number of mandates.
Legislators are paying closer attention to the impact of mandates on health insurance costs. At least 30 states now require that a mandate's cost be analyzed before the requirement is enacted, according to CAHI.
The question of whether to pass a mandate is a tricky balancing act for legislators, Cauchi says.

"They face a complicated dilemma deciding on one mandate versus another," he says. "People come to the legislature and bring not only facts and figures but patients facing the conditions."

What about health care reform?

Starting in 2014, the federal Patient Protection and Affordable Care Act will require all health plans sold through state insurance exchanges to include certain essential health benefits. That, of course, is assuming the health care reform law remains intact. Twenty-six states and other groups have challenged portions of the law's constitutionality. The U.S. Supreme Court heard arguments in April and is expected to rule in June.

The health insurance exchanges will serve as marketplaces where individuals and small groups can buy policies. States will have some flexibility in folding in their own mandates to health insurance plans, according to the U.S. Department of Health and Human Services.



Read more: http://www.foxbusiness.com/personal-finance/2012/05/15/im-paying-for-what-mandated-health-insurance-benefits/?intcmp=obnetwork#ixzz1xG7sogeT

In article 1303 of the mandate every taxpayer will be forced to donate $1.00 towards abortions..hmmmm

http://www.politifact.com/truth-o-meter/statements/2012/mar/21/blog-posting/does-barack-obamas-health-care-bill-include-1-abor/

The Truth-O-Meter Says:
Bloggers
The administration has issued rules for "$1 abortions in ObamaCare" and "requires all persons enrolled in insurance plans that include elective abortion coverage to pay" an abortion premium.

Bloggers on Monday, March 12th, 2012 in blog posts and links on the Internet
Does Barack Obama's health care bill include $1 abortions?
False
Share this story:

Many readers have asked us to review a recent claim reverberating around the Internet that stems from an article posted on an anti-abortion website, lifenews.com. The March 12, 2012, article is titled, "Obama Admin Finalizes Rules: $1 Abortions in ObamaCare."

Referring to a rule recently issued by the Department of Health and Human Services, lifenews.com published the following:

"It’s official. The concern pro-life organizations had about the ObamaCare legislation funding abortions has been confirmed, as the Obama administration has issued the final rules on abortion funding governing the controversial health care law. Nestled within the ‘individual mandate’ in the Obamacare act — that portion of the Act requiring every American to purchase government-approved insurance or pay a penalty — is an ‘abortion premium mandate.’ This mandate requires all persons enrolled in insurance plans that include elective abortion coverage to pay a separate premium from their own pockets to fund abortion. As a result, many pro-life Americans will have to decide between a plan that violates their consciences by funding abortion, or a plan that may not meet their health needs."

We’ll look at whether the Obama administration has issued rules for "$1 abortions in ObamaCare" and required "all persons enrolled in insurance plans that include elective abortion coverage to pay a separate premium from their own pockets to fund abortion." (We emailed lifenews.com but did not hear back.)

As we’ve noted before, abortion has been a thorny issue in the process of drafting and enacting a health care law from the beginning.

Since 1976, the federal government has been guided by the Hyde Amendment, a law that prohibits the use of federal funds for abortions except in cases of rape, incest or when the mother's life is in peril. Due to that amendment -- which must be renewed every year -- abortion services are not provided in health care plans offered to federal employees and for active and retired military.

But the health care reform bill set up health care "exchanges" in which private insurance companies can compete for the business of buyers who do not get their insurance through an employer. The question became: Should private companies be allowed to offer abortion coverage (as most already do) when operating through the exchanges? And what if the people buying policies are getting government subsidies to buy insurance?

The final rules from HHS don’t dramatically alter the approach taken by the law itself.

For starters, when the exchanges begin operating in 2014, some states will ban all abortion coverage entirely for any plan selling on that state’s exchange. Doing so is allowed by a state "opt-out" clause that was passed as part of the health care law. According to the National Right to Life Committee, 15 states have passed such laws so far, with other legislatures considering similar measures.

Beyond that, every state must offer at least one plan on its exchange that doesn’t cover abortion, and that plan will include the same minimum benefit package for non-abortion services that is required of every other plan sold on the exchanges. In addition, no private insurer will be forced to cover abortion; doing so will be their choice, at least in states that choose to allow it.

However, unless and until opt-out laws are passed by the other 35 states, insurers will be allowed to sell policies on the exchanges that include abortion coverage. To allow this yet still abide by the Hyde Amendment, sponsors of the bill drafted a special procedure to differentiate between dollars spent on abortion coverage and dollars spent for everything else. (Anti-abortion advocates have consistently argued that the approach doesn’t offer strong enough protections to prevent taxpayer funding of abortion. More on that later.)

Any insurer offering a plan on the exchange that includes abortion coverage must set up two separate accounts for dollars received and paid. One account would hold money that is used to pay for abortion services (except for abortions that are the result of rape, incest, or to protect the life of the mother, which may be paid for under the Hyde Amendment). The other account would hold money that is used to pay for everything else.

All federal dollars, such as federal subsidies received by purchasers on the exchange whose incomes are low enough to qualify for them, would be deposited in the non-abortion account. Most of the premiums paid by the plan’s beneficiaries would also go into this account, but a fraction of individual premium payments would be sent to the abortion account, so that enough money is available to pay for claims submitted by beneficiaries for abortion services.

The Obama administration has issued rules for "$1 abortions in ObamaCare"

So where does that $1figure come from?

HHS has determined the minimum amount that insurers offering plans that include abortion must allocate per beneficiary into this abortion account. An insurer "may not estimate such a cost at less than $1 per enrollee, per month," HHS said.

That’s where it comes from. But what does it mean?

It means that a plan cannot contribute less than $1of premiums per month per beneficiary into the abortion fund. That’s all. It doesn’t mean that abortions will cost one dollar -- which seems an obvious interpretation of the phrase "$1 abortions in ObamaCare." Rather, it’s a way of filling the account so that there’s enough money to pay abortion providers for their services. The actual amount per enrollee per month may be a lot higher, depending on what the insurer’s actuaries determine.

So the claim of "$1 abortions" is ridiculously inaccurate. What about the second claim?

The law "requires all persons enrolled in insurance plans that include elective abortion coverage to pay a separate premium from their own pockets to fund abortion."

This claim echoes many made by anti-abortion advocates since the law was first proposed. Critics argue that the health care law’s protections against taxpayer dollars being used to fund abortions are inadequate.

"The most objectionable aspect is that it is a smokescreen intended to conceal the new and massive federal subsidies (‘tax credits’) to health plans that cover abortion on demand -- a sharp break from decades of federal policy," said Douglas Johnson, legislative director of the National Right to Life Committee. "Under Medicaid and the Federal Employee Health Benefits program, for example, federal funds do not go to plans that cover elective abortions."

But let’s parse the lifenews.com statement closely.

For starters, it refers to "all persons enrolled in insurance plans that include elective abortion services" -- but the issue at hand actually affects only persons who purchased insurance from the exchanges. According to the Congressional Budget Office, by 2018, there will be 24 million people buying insurance through the exchanges, compared to 184 million people with either employer-provided insurance or individually purchased insurance outside the exchanges.

So the maximum number of people theoretically affected by this concern is 12 percent of private-insurance beneficiaries in 2018. And that number could decline substantially once you subtract residents of the 15 states (or more) that bar any abortion coverage in exchange-sold policies, and after you subtract those individuals that purchase one of the non-abortion options required to be offered by the exchanges. This group falls well short of "all persons enrolled in insurance plans that include elective abortion coverage to pay a separate premium from their own pockets to fund abortion."

But even this is a side issue. We have ruled in the past that the health care law does not provide federal funding for abortion. Our conclusion was that even if you have the opportunity to buy abortion coverage on the exchanges -- and Americans in many states won’t have that option -- you won’t be forced to buy such coverage. Non-abortion options will always be available on the exchanges, and tax dollars sent to those plans through federal subsidies will be placed in accounts walled off from accounts used to pay for abortion services.

This all means that anyone purchasing a plan with abortion coverage will be be doing so by choice and paying for it personally.

On March 16, 2012, Johnson, of the National Right to Life Committee, and his colleague, senior legislative counsel Susan T. Muskett, raised an issue about the way the law is worded. They wrote that "if a health plan covers abortion, the rule forbids the plan from calling attention to that fact in any of its advertising or explanatory materials. The disclosure of abortion coverage can be provided ‘only as part of the summary of benefits and coverage explanation, at the time of enrollment.’ This provision seems designed for no other purpose than to ensure that many people who would not deliberately sign up for abortion-covering plans will do so inadvertently."

The text of the law does include this line: "A qualified health plan that provides for coverage of (elective abortion) shall provide a notice to enrollees, only as part of the summary of benefits and coverage explanation, at the time of enrollment, of such coverage."

This use of the word "only" does seem to raise the risk that a plan’s abortion provisions won’t be fully transparent to the buyer. But we think the law does ensure disclosure for any potential purchaser who is paying attention.

HHS describes the disclosure summary in question as something akin to the nutritional labels on food -- a standardized form that will allow consumers to easily compare one plan’s features to another’s before they buy.

"Before choosing a health plan, consumers will know whether the plan covers these services," said HHS spokeswoman Erin Shields.

Our ruling

The claim that the Obama administration has issued rules for "$1 abortions in ObamaCare" is ridiculous; the administration has simply set a floor for how much money per month of the premiums paid by those who have chosen plans that include abortion must be placed in a segregated account in order to make sure that there’s enough money available to pay for abortion services incurred by people enrolled in that plan.

The bigger charge -- that the Obama health care law "requires all persons enrolled in insurance plans that include elective abortion coverage to pay a separate premium from their own pockets to fund abortion" -- is also incorrect.

The provision in question only affects people who purchase insurance plans that cover abortion and who do so on the exchanges -- a much narrower group than the claim suggests. And people who make such purchases will be paying their private dollars into abortion coverage accounts voluntarily. Despite some puzzling wording, ultimately the law allows for full disclosure of its abortion rules at the most obvious time, when someone is signing up for coverage. On balance, we rate this claim False

Damn so its true.

What about all the guys in the world that have absolutely no chance of ever having an abortion?

What about all the ugly girls in the world that have the same chance?

LOL what is true? this is!! The bigger charge -- that the Obama health care law "requires all persons enrolled in insurance plans that include elective abortion coverage to pay a separate premium from their own pockets to fund abortion" -- is also incorrect.

The provision in question only affects people who purchase insurance plans that cover abortion and who do so on the exchanges -- a much narrower group than the claim suggests. And people who make such purchases will be paying their private dollars into abortion coverage accounts voluntarily. Despite some puzzling wording, ultimately the law allows for full disclosure of its abortion rules at the most obvious time, when someone is signing up for coverage. On balance, we rate this claim False

Ok, it wouldn't make sense that it would be true. Obama's camp knows damn well that would never fly.

Exactly!

Lots of lies/myths//but if one just use common sense,it works

The health mandate is going to be a disaster, as of Aug 1st cuts in care and increase in health premiums are taking affect, yesterday my Dr. gave out a list of services no longer covered with more to come. My pharmacist told me of the many medicines that are now required to be given as generic and how they have had their hands tied and not allowed to buy from Canada where meds are so much cheaper. By 2014 there won't be enough Drs. to handle this mess.

No cuts here. in fact our medicines have gone down in price. we were sent a notice we will be receiving a rebate check from being over charged on insurance ,Obama's Health care reform is now kicking in for the betterment of America' Health. Thank You Obama! And Democrats!













T

Everyone with insurance is getting a rebate, and cuts in medical care, I don't expect you to ever step forward and admit there are many changes for the worst going on. I just find in reading it is a little curious as to why so many people are exempted from Obamacare. Seems to me if it is such a good thing for the people , then it would be good for legislatures, presidents, unions and Muslims and all the others being granted immunity from it. Just saying...

No cuts here in medical care as I see it,I don't think you would admit it is a good thing, typical Republican reaction.republicans will not give Obama any credit.. Just sayin to. for other politicians?? well lets go one step at a time.Congress wouldn't approve it..

Not sure what world you are in but anyone drawing SS and on Medicare is having cuts and will continue to, I say they all suck from Obama on down, but there is always a little whine with the cheese.

http://obamacarefacts.com/
I live in the real world,and where do you come by that info,/theory?



Obama Care Health Care Reform

We have all heard of ObamaCare but what is ObamaCare?
What is "Obama Care"; President Obama has taken on health care reform through a series of health care reform proposals since he was sworn into office. In a way we could say that any move toward health care reform by the Obama administration is "ObamaCare". Like "Hillary Care" in the 90's, Obama Care is just a name. Obama's major healthcare reform plans can be broken down into two phases Patient Protection and Affordable Care Act and the ongoing Health Care For America Plan (these are collectively known as ObamaCare).

Obama Care FactsObamaCare Facts is run by private citizens who are interested in presenting the facts on Obama's health care reform. We don't have any funding or agenda, we lean toward the truth not a party line. Of course if you would like to donate we're happy to spend it. - ObamaCareFacts.com
The Patient Protection and Affordable Care Act

The first phase of Obama health care reform began in 2009 included The Affordable Health Care for America Act, followed by The Patient Protection Act, which culminated into Patient Protection and Affordable Care Act 2010 also known as the "Affordable Care Act" (this is what you should call it). After going through several changes the "Affordable Care Act" was signed into law by President Barack Obama on March 23, 2010. This Act reformed certain aspects of the American Health Care system, but there was still more work to do.
ObamaCare: The Health Care For America Plan

The Next phase of ObamaCare (this is what Obama Care Means today) is the current Health Care For America Plan.

ObamaCare or the Health Care For America Plan is focused on health care funding, reducing the cost of healthcare for Americans, increasing coverage and removing the burden that health care has become on the average American.
Wrap Text around Image In the two years since it's become a law the Affordable Health Care Act, has already made a big difference in our country. In our home state of CT, health insurance companies are now required to provide health insurance for sick Americans.

No system is perfect, but Obama Care Health Care Reform aims to reform the American medical system towards the favor of the people and away from the monopoly of the medical industry.
ObamaCare Update

The latest meme from the Obama administration, congressional Democrats, and much of the media is that if the Supreme Court were to strike down all or part of Obamacare, it would place the Court’s legitimacy itself at risk. After all, since only 28 state attorneys general, at least two District Court Judges and five Circuit Court Judges (including a Clinton appointee), numerous law professors, the 52 organizations and hundreds of state legislators who filed briefs in support of the plaintiffs, and 72 percent of the American public believe that Obamacare’s attempt to force every American to buy a specific commercial product is unconstitutional, it would obviously be an unprecedented act of judicial activism for the Court to agree.”
News of The Day: Can ObamaCare Save Medicare

There has been a lot of talk from supporters of Obamacare saying that if Obamacare isn't allowed Medicare may be heading for disaster.

Obamacare supporters say Medicare's payment system which handles over 100 million monthly claims is in jeopardy if health care reform does not "fix" this issue. Get the Facts on Obamacare and Medicare.



Obama Care or Health Care for America, is a universal health care reform plan that will grant affordable health insurance to all Americans. This means that Americans who have the means to pay for private health insurance will still do it, while those who don't make enough will provided aid. This system of health care will work similar to Medicare and existing employer-provided healthcare plans.

The aim of Obama Care is not to take away things from people or to give handouts to people who don't deserve it. It is only to provide affordable health insurance to all Americans so they can continue in their pursuit of life, liberty and happiness without the American Health Insurance companies standing in their way.

Under the Health Care for America Act, every legal resident of the United States of America who is not already covered under Medicare or an employer-provided health care plan will be eligible to purchase coverage through "Health Care for America".

Americans will be presented with the choice between affordable and free health care choices and more expensive private health care choices. It will be up to every American to look at the situations of themselves and their families and pick the right health care option for them.

The ObamaCareFacts.com obamacares logo! Tell your friends.
What Does ObamaCare Cover?

ObamaCare Healthcare for America Plan provides complete and comprehensive medical coverage for all Americans. Health care for America when combined with private insurance and current Medicare plans will cover every aspect of necessary healthcare including mental heath, child health and woman's health. It will also provide drug coverage and free preventative care and check ups for children.


ObamaCare Facts: dispelling the Myth

A site run by private citizens ???? All Democrats I'm sure. Be sure and donate to that site..lmao

Obama Care FactsObamaCare Facts is run by private citizens who are interested in presenting the facts on Obama's health care reform. We don't have any funding or agenda, we lean toward the truth not a party line. Of course if you would like to donate we're happy to spend it. - ObamaCareFacts.com
The Patient Protection and Affordable Care ActFacts are facts, do you have anything to disprove this?

quote//we lean toward the truth not party line..

Maybe if it was a reliable site it would be worth the time, but from statements in it, I am guessing it is pretty old and before several changes have been made to Obamacare, but you go ahead and believe in it .

Oh really? I think it is up dated,I sure will believe in Obama , more than anything a Republican would say especially the ones in Congress and running for president,you have negative beliefs, but nothing to back it up with.. you probably didn't even read it, or click to actually go to the site.

here is the rest of the article updated




Obamacare Supreme Court
The Supreme Court UPHOLDS Health Reform -- What Does It Mean for You?


Good news for Obamacare, the Supreme Court ruled to uphold health care reform in a 5-4 victory favoring Obamacare, specifically the Patient Protection and Affordable Care Acts that passed in 2010.

The Supreme Court's ruling on Obama Care means that the entirety of the law will be upheld for the time being. Keep in mind that upcoming elections will have a major impact on whether health care reform moves forward and is given a chance to grow or is disassemble before it can have a more significant impact on America.
Individual Mandate as a Tax

The ruling decided that the Individual Mandate requiring that U.S. citizens have health insurance is valid as a tax, although it is impermissible under the commerce clause of the Constitution.
The Impact of the Supreme Court Ruling on Obamacare

Health Care For America stands, but what does this mean for you?

1. Americans Getting Health Care Through Their Employer: Under the Affordable Care Act all American's are required to have insurance. That means companies must either provide their workers with health insurance or deem that it would be cheaper to subsidize them or let them get health insurance through the state. In most cases this will have little impact on you financially (although you just may be saving money). The major difference is that for some Americans they will have additional protections provided by the supreme court's ruling on health care reform, namely limits and restrictions on benefits, annual limits and as well as a few other protections detailed in the Affordable Health Care and Patient Protection Acts.

2. American's Receiving Health Care Coverage Through Medicare: The Affordable Care Act will continue to provide protections and benefits to seniors who receive coverage through Medicare. Since the Act was passed in 2010 Seniors have saved billions of dollars on the cost of prescription drugs, co-pays and premiums. This upholding of reform also helps to save money and offer better care seniors on Medicare Advantage.

3. Individual Policy Holders: Obamacare health care reform requires all U.S. citizens to have health care insurance. Of course if you all ready have private insurance the healthcare reform will have little impact on you. Your rates may shift slightly and your coverage will have added protections.

4. Uninsured Americans: The Supreme Court ruling means that the laws set forth by Obama's health care reform will remain unchanged This means that all uninsured Americans will still have the option to buy health insurance through the state or federal exchange. Those Americans who cannot afford coverage can get a federal subsidy. Of course the law will offer the same protections to all Americans which include not being able to be turned away for preexisting conditions (effective 2014 if that aspect is not overturned by that point).

5. Small Business Owners: Truly small businesses have always been in a bad space when it comes to providing health insurance for their employees due to their income bracket. While health care reform will not solve this problem, it does offer more options for employers wishing to provide coverage tho their employees.

No mention of the opt out provision or the ones exempted from having to take this mess. This article is written to make it sound like such a great thing, well you keep believing.
No date, no author, nothing but Dem. views. I'll pass on such wasted reading.

No one is asking you read it,that is your choice, and until you can show me a better belief or following I will continue with what I think, and believe. the same link is in the first post,this is the second page above, click the link you may learn something.

Interesting this link is from the Tampa Bay Times, close to where I live.

Does Barack Obama's health care bill include $1 abortions?


http://www.politifact.com/truth-o-meter/statements/2012/mar/21/blog-posting/does-barack-obamas-health-care-bill-include-1-abor/

yes the same article I put on page one,on $1abortion's say incorrect and false.