A Redneck from Texas walked into a bank in New York City and asked
for the loan officer. He told the loan officer that he was going to
Paris on an International Redneck Festival for two weeks and needed to
borrow $5000 and that he was not a depositor of the bank.

The bank officer told him that the bank would need some form of
security for the loan, so the Redneck handed over the keys to a new
Ferrari. The car was parked on the street in front of the bank. The
Redneck produced the title and everything checked out. The loan
officer agreed to hold the car as collateral for the loan and
apologized for having to charge 12% interest.

Later, the bank's president and its officers all enjoyed a good laugh
at the Redneck from the south for using a $250,000 Ferrari as
collateral for a $5000 loan. An employee of the bank then drove the
Ferrari into the bank's private underground garage and parked it.

Two weeks later, the Redneck returned, repaid the $5000 and the
interest of $23.07. The loan officer said, "Sir, we are very happy to
have had your business, and this transaction has worked out very
nicely, but we are a little puzzled. While you were away, we checked
you out on Dunn & Bradstreet and found that you are a highly
sophisticated investor and multi-millionaire with real estate and
financial interest all over the world. What puzzles us is why would
you bother to borrow $5000?"

The good 'ole Texas redneck replied, "Where else in New York City
can I park my car for two weeks for only
$23.07 and expect it to be there when I return?"

His name was Bubba.