1 can diced tomatoes with peppers, drained
1 can refried beans
1 teaspoon bacon grease
1/2 teaspoon ground cumin powder
1 teaspoon chili powder
1/2 teaspoon onion powder
1 cup grated Cheddar cheese
1 tablespoon sour cream
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Put all ingredients into a microwavable bowl except for the cheese and beans, and mix well. Add the beans and cheese and stir. Microwave 5 minutes.

Stir. Microwave 5 more minutes. Stir. Microwave for 2 more minutes, stir and serve with chips.